Important Links
Evidence of Insurability (EOI)
If you enroll within 31 days of your eligibility date, you may apply for any amount of Life insurance coverage up to $150,000 for yourself and any amount of coverage up to $25,000 for your spouse. Any Life insurance coverage over the Guarantee Issue amount(s) will be subject to evidence of insurability. If you and your eligible dependents do not enroll within 31 days of your eligibility date, you can apply for coverage only during an annual enrollment period and will be required to furnish evidence of insurability for the entire amount of coverage.
Please Note: The information shown here is specifically about how much you can expect to pay for voluntary coverage to enhance your core benefits. The Archdiocese of Portland provides some life insurance, AD&D insurance and LTD coverage as part of your core benefits at no cost to you.
Voluntary Life Insurance and AD&D
You have the opportunity to enroll for voluntary benefits, including Voluntary Life insurance and Voluntary Accidental Death & Dismemberment (AD&D) insurance. The amount you pay for voluntary coverage is a post-tax deduction.
Voluntary Life and Accidental Death & Dismemberment (AD&D) Insurance
You pay the full cost of Voluntary Life and AD&D insurance coverage. These coverages are available to you and your eligible dependents.
Employees can elect Voluntary Life and/or AD&D insurance coverage up to $500,000 or 5x your annual wages, whichever is less. For your spouse, you can elect up to 100% of the coverage you elect for yourself. For children, you can elect up to $10,000 in coverage, not to exceed 100% of the employee coverage election.
Voluntary Life Insurance
| Monthly Rates | ||
|---|---|---|
| Age on January 1 | Employee (per $10,000 in coverage) | Spouse (per $5,000 in coverage) |
| Under age 25 | $0.96 | $0.60 |
| 25-29 | $0.96 | $0.60 |
| 30-34 | $1.07 | $0.66 |
| 35-39 | $1.27 | $0.77 |
| 40-44 | $1.88 | $1.12 |
| 45-49 | $3.10 | $1.83 |
| 50-54 | $5.07 | $2.93 |
| 55-59 | $8.10 | $4.51 |
| 60-64 | $10.48 | $6.97 |
| 65-69* | $18.09 | $12.10 |
| 70-74** | $39.69 | $23.41 |
| 75 and over** | $39.69 | $45.54 |
| Child (per $1,000 in coverage)*** | $0.30 | |
Voluntary AD&D Insurance
| Monthly Rates | ||
|---|---|---|
| Age on January 1 | Employee (per $10,000 in coverage) | Spouse (per $5,000 in coverage) |
| Under age 25 | $0.96 | $0.60 |
| 25-29 | $0.96 | $0.60 |
| 30-34 | $1.07 | $0.66 |
| 35-39 | $1.27 | $0.77 |
| 40-44 | $1.88 | $1.12 |
| 45-49 | $3.10 | $1.83 |
| 50-54 | $5.07 | $2.93 |
| 55-59 | $8.10 | $4.51 |
| 60-64 | $10.48 | $6.97 |
| 65-69* | $18.09 | $12.10 |
| 70-74** | $39.69 | $23.41 |
| 75 and over** | $39.69 | $45.54 |
| Child (per $1,000 in coverage)*** | $0.30 | |
* Original amount reduces to 65% of original value
** Original amount reduces to 45% of original value
*** The premium paid for child coverage is based on the cost of coverage for one child, regardless of how many children you have.