Important Links
Voluntary Disability Plans
You have the opportunity to enroll for voluntary benefits, including Short-Term Disability and Buy-up Long-Term Disability. The amount you pay for voluntary coverage is a post-tax deduction.
Short-Term Disability (STD) Insurance
You have the option to purchase voluntary STD coverage to reduce the waiting period for benefits to begin following a disability:
| STD - 44 day | STD - 30 day | STD - 14 day | |
|---|---|---|---|
| Monthly cost | $3.02 | $5.19 | $7.34 |
| Waiting Period | Day 44 | Day 30 | Day 14 |
| Disability Benefit Duration | 7 weeks | 9 weeks | 11 weeks |
| Income Replacement Level | 60% of your basic weekly earnings to a maximum of $500 | ||
Long-Term Disability (LTD) Insurance
Through your core benefits, you automatically receive Long-Term Disability (LTD) coverage, at no cost to you. This coverage begins 90 days after your disability occurs and provides a monthly benefit of a percentage of your wages depending on enrollment selection.
All employees are enrolled in a 50% coverage level, and may also purchase a buy up to 60% or 66.66%.
| 50% | 60% | 66.66% | |
|---|---|---|---|
| Monthly cost | No Cost | $6.09 | $8.97 |
| Waiting Period | 90 days | ||
| Disability Benefit Duration | 50% of basic monthly earnings up to $4,000 | 60% of basic monthly earnings up to $6,000 | 66.66% of basic monthly earnings up to $6,000 |
| Income Replacement Level | 60% of your basic weekly earnings to a maximum of $500 | ||
Please Note: The information shown here is specifically about how much you can expect to pay for voluntary coverage to enhance your core benefits. The Archdiocese of Portland provides some Life insurance, AD&D insurance and LTD coverage as part of your core benefits at no cost to you.